A consumer credit report is a document containing a factual record of an individual's credit payment history. Credit grantors are permitted by law to review credit reports to objectively determine whether to grant a consumer credit. Lenders usually report consumer credit payment information to the credit bureaus. Most of the information in a consumer credit report comes directly from the companies consumers do business with.
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A credit score is a three digit number based on the information in your credit report. The bureaus factor in the number of years you´ve had credit, how much of your available credit you´re currently using, whether you´ve recently made any late payments, and how recently you´ve had any negative actions or credit applications.
tu interactive credit rpt
Copyright Tu Interactive Credit Rpt 2009 - 2011
Tu Interactive Credit Rpt
Tu interactive credit rpt Understanding your credit score not only puts you in the driver seat when you are contemplating any major purchases, but also provide you with enough ammunition to dispute any false claims in your credit history, and resolve any discrepancies with the 3 major credit bureaus. Tu interactive credit rpt Those three little digits can have a major impact on your life! Your credit score is your financial reputation; your key to the best home money can buy or the reason you don't have a job. If you have bad credit, you will have problems finding an apartment to rent, much less a home to buy. You will search frantically for a car loan, only to be disheartened by large monthly payments due to sky-high interest rates. Tu interactive credit rpt A credit score will be a three digit number from 300 to 850. This number will represent a calculation of the likelihood of whether you will pay their bills or not. This means that if you have a high credit score, creditors will be sure that you a better credit risk than someone with a low credit score.